What is Critical Illness Cover?

Critical Illness Cover pays a tax-free lump sum in the event of you being diagnosed with a Critical Illness (predetermined by your insurer)

Such illnesses include Heart Attack, Stroke, Cancer and many more common life changing illnesses.

Why should I consider Critical Illness Cover? 

Fortunately advances in modern medicine mean that many of those diagnosed with a Critical Illness can go on to survive for many years after diagnosis, however, often the impact such illnesses can be life changing for those involved.

Critical Illness Cover provides the peace of mind of knowing that funds are available to assist you with any ‘life changes’ that you may need to make. It may mean that you do not have to return to work straight away or it may provide for you to make alterations to you home to make your life more comfortable.

The Process

Step 1.

Arrange a call to speak to one of our friendly advisers. We will review your personal and financial situation and assess what cover you currently have in place. We will establish what concerns you have and discuss areas in which you may have shortfalls in your current cover. Finally, we will help you decide where your ‘Protection Priorities’ lie and discuss what you would like to happen in certain unforeseen situations.

Having established your ‘wants’ and ‘needs’ from a policy, we will search our panel of insurers, representative of the Whole of the Market, in order to find you the most suitable solutions. Your adviser will present the options to you in clear and simple terms and expertly guide you to help make a decision as to how you wish to proceed.

Step 2.

Step 3.

Once we have agreed on the solution of your choice, we will take care of submitting everything on your behalf. This will involve a simple application form and some basic questions about your health and lifestyle – all done in the strictest of confidence of course! Our team will take care of expertly managing the whole process until your policy is safely in force.

LMP Protect will remain in contact and continue to support you should you wish to amend or alter your policy at any time.

Contact LMP Protect for a Critical Illness Cover quote today…

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